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  • About Us

    Find out more about our company and the people who work here.

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    • Our Company
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  • Services

    A well prepared pension plan which is regularly reviewed...

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    Often, people save for a specific reason and it's usually the safest way to build up a pot of money...

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    Professional financial planning is the process which aims to help you realise your ambitions...

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    There are events we can all face that have the potential to wreck lives and families...

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    Every business needs to protect itself. For most businesses the most valuable asset it has is its people...

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    Mortgages are loans which are intended to help buyers purchase residential property...

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    Mortgages are loans which are intended to help buyers purchase residential property...

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    Explore tailored advice and solutions for every stage of life...

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    • Pensions
      • Retirement Planning
      • Final Salary Pensions
      • Cash Equivalent Transfer Value (CETV)
      • Death Benefit Options
      • Restrictions on Pension Contributions
      • National Employment Savings Trust (NEST)
      • Occupational Pensions / Auto Enrolment
      • Annuities
      • Income Drawdown / Unsecured Pension
      • Personal Pensions
      • Stakeholder
      • State Pension
      • SSAS
      • Executive Pension Plan
      • SIPP
      • Long Term Care Planning
    • Savings & Investments
      • Introduction To Savings & Investments
      • Regular Saving Plans
      • Capital Investment Bonds
      • Offshore Collectives
      • Junior ISAs
      • National Savings Products
      • Endowments
      • ISAs
      • Equities
      • Collectives
      • Unit Trusts
      • OEICs
      • Investment Trusts
      • Fixed Interest Investments
    • Financial Planning
      • Introduction To Financial Planning
    • Protection
      • Why Protection is Important
      • Life Assurance
      • Family Income Benefit
      • Income Protection
      • Private Medical Insurance
      • Critical Illness
      • Landlord Insurance
      • Military Personnel
    • Business Protection
      • Introduction to Business Protection
      • Key Person
      • Share Protection
      • Directors' & Staff Benefits
      • Income Protection
      • Relevant Life Cover
      • Employers' Liability
      • Professional Indemnity
    • Mortgages
      • Introduction To Mortgages
      • Mortgage Repayment
      • First Time Buyer
      • Remortgaging
      • Standard Variable Rate Mortgages
      • Fixed Rate Mortgages
      • Tracker Mortgages
      • Cashback Mortgages
      • Offset Mortgages
      • Second Charge Mortgages
      • Retirement Interest Only Mortgages
      • High-Value Mortgages
      • Second Properties
      • Self Employed Mortgages
      • Limited Company Lending
      • Bad Credit Mortgages
    • Advanced Mortgage
      • Buy-to-let
      • Self Build Mortgages
      • Let-To-Buy Mortgages
      • Holiday Let Mortgages
    • Life Stages
      • Foundation Stage: Ages 18-30
      • Mid-Life Stage: Ages 30-50
      • Pre-Retirement Stage: Ages 60-65
      • Retirement Stage: Ages 65+
      • Late Retirement Stage: Ages 80+
      • End of Life and Estate Planning Stage
  • Calculators

    Unlock the power of instant calculations

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    • Mortgage Repayment
    • Mortgage Borrow
    • Overpayment
    • How Much Can I Borrow
    • How Much Will It Cost
    • Stamp Duty
    • Relevant Life Tax
    • Pensions Shortfall
  • Useful Links
    • Research
    • Portfolio
    • Market Data
  • Contact Us
MAIN MENU
  • Home
  • About Us
    • Our Company
    • Data Privacy Notice
  • Services
    • Pensions
      • Retirement Planning
      • Final Salary Pensions
      • Cash Equivalent Transfer Value (CETV)
      • Death Benefit Options
      • Restrictions on Pension Contributions
      • National Employment Savings Trust (NEST)
      • Occupational Pensions / Auto Enrolment
      • Annuities
      • Income Drawdown / Unsecured Pension
      • Personal Pensions
      • Stakeholder
      • State Pension
      • SSAS
      • Executive Pension Plan
      • SIPP
      • Long Term Care Planning
    • Savings & Investments
      • Introduction To Savings & Investments
      • Regular Saving Plans
      • Capital Investment Bonds
      • Offshore Collectives
      • Junior ISAs
      • National Savings Products
      • Endowments
      • ISAs
      • Equities
      • Collectives
      • Unit Trusts
      • OEICs
      • Investment Trusts
      • Fixed Interest Investments
    • Financial Planning
      • Introduction To Financial Planning
    • Protection
      • Why Protection is Important
      • Life Assurance
      • Family Income Benefit
      • Income Protection
      • Private Medical Insurance
      • Critical Illness
      • Landlord Insurance
      • Military Personnel
    • Business Protection
      • Introduction to Business Protection
      • Key Person
      • Share Protection
      • Directors' & Staff Benefits
      • Income Protection
      • Relevant Life Cover
      • Employers' Liability
      • Professional Indemnity
    • Mortgages
      • Introduction To Mortgages
      • Mortgage Repayment
      • First Time Buyer
      • Remortgaging
      • Standard Variable Rate Mortgages
      • Fixed Rate Mortgages
      • Tracker Mortgages
      • Cashback Mortgages
      • Offset Mortgages
      • Second Charge Mortgages
      • Retirement Interest Only Mortgages
      • High-Value Mortgages
      • Second Properties
      • Self Employed Mortgages
      • Limited Company Lending
      • Bad Credit Mortgages
    • Advanced Mortgage
      • Buy-to-let
      • Self Build Mortgages
      • Let-To-Buy Mortgages
      • Holiday Let Mortgages
    • Life Stages
      • Foundation Stage: Ages 18-30
      • Mid-Life Stage: Ages 30-50
      • Pre-Retirement Stage: Ages 60-65
      • Retirement Stage: Ages 65+
      • Late Retirement Stage: Ages 80+
      • End of Life and Estate Planning Stage
  • Calculators
    • Mortgage Repayment
    • Mortgage Borrow
    • Overpayment
    • How Much Can I Borrow
    • How Much Will It Cost
    • Stamp Duty
    • Relevant Life Tax
    • Pensions Shortfall
  • Useful Links
    • Research
    • Portfolio
    • Market Data
  • Contact Us

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The levels, bases and reliefs of taxation are subject to change.

The guidance provided within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK. This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us.

Regal Independent Financial Services is authorised and regulated by the Financial Conduct Authority

We are entered on the Financial Services Register No 615267 at  https://register.fca.org.uk/

Registered in England No. 05186886

Registered Address: Regal House, 10 The Courtyard Woodlands, Bradley Stoke, Bristol Avon, BS32 4NQ*

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