Our Servicesour services

Our service starts with a free, no obligation consultation to discuss your specific circumstances. This initial consultation can often be done over the telephone to identify if it is an area we can help you with. Even if we can’t help we may be able to guide you to a solution that is right for you.

We provide financial advice to clients in Bristol, Gloucestershire, Wiltshire, Oxfordshire and surrounding areas including South Wales

Please do not hesitate to call us on 01454 619252 if you have a query that you think we may be able to help with.

As part of this consultation we will discuss the process we will follow and the likely costs associated with our services. We will always agree any costs with you in advance. This initial consultation is normally followed up by a meeting at a location and time to suit you.

At this meeting, we will discuss your current situation, capture your concerns and help evolve some key financial goals with you. Our aim is to undertake a full financial review of your circumstances however we can often identify some immediate actions which may benefit you whilst we gather together a broader picture of your financial life. A key part of our service is to not only help you reach your goals if all things go to plan but ensure that you and your family are protected should circumstances change.

our services graphOnce we have gathered all the information, we will consider your situation, needs and priorities. We will consider a number of alternative strategies which may be right for you and discuss the benefits and the risks associated with each. Everything will be documented for you in a detailed report including our recommendations which we will go through with you in a follow up meeting. Our aim is to agree realistic and affordable priorities to assist you in achieving your financial objectives.

When we have agreed an action plan we will help implement it for you. This is where most of our clients feel the true benefit of our service. We will do the hard work for you, remember it’s our job to simplify your financial life.

Listed below are details of the specific services we offer -

Financial Planning Protecting yourself and your family

Retirement Planning General Insurance Tax Planning Mortgages

Savings and Investments Corporate Benefits

Protection Planning

The first place to start with financial planning is to protect what you already have, whether it be your family, your assets, your business or all three. Regal Independent Financial Services will help you find cost effective ways of ensuring they are protected financially, through a thorough review of your financial needs and aspirations. Life assurance, Critical Illness Cover, Income Protection, Unemployemts cover can provide security to you and your familly. For Insurance we usually offer products from a limited panel of insurers.

Retirement Planning

Whether its reviewing your existing retirement planning or starting to save for retirement for the first time we can help you to maximise the benefits for your retirement. Pensions can appear to be complex and we can help you unravell the jargon and provide clear advice to help you realise your goals.

Investments & savings

Making your money work hard for you has to be everyones aim. With our expert financial advice from the whole market we can help you to ensure your investments deliver the returns you expect. After considering your personal circumstances and attitude to risk we will make recommendations to suit your needs.

Mortgage

As most people's biggest debt and it is important to get the right deal. As independent mortgage advisers we can search the whole market to recommend the most competitive product for you.

 Your home may be repossessed if you do not keep up repayments on your mortgage

A typical fee we will charge would be £345 payable at application stage, we will also receive a commission from the lender. We will refund our fee if the lender rejects your application.

Insurance

Buildings and Contents Insurance.

For Buildings and Contents Insurance and Accident Sickness and Unemployment Insurance we usually offer products from a limited panel of providers.